Non-Qualified Stretch Annuity: Tax Strategies for Non-Spouse Beneficiaries
Inheriting a non-qualified annuity can feel overwhelming, especially if you're not the designated spouse. Unlike spousal beneficiaries who often enjoy tax-deferred benefits, non-spouse beneficiaries must navigate immediate tax implications. This guide provides actionable steps to help you make informed decisions about your inheritance, minimizing your tax burden while aligning with your financial goals. We'll cover the key distribution methods and highlight the crucial role of professional financial advice. Understanding Your Inheritance: Navigating the Complexities Receiving a non-qualified stretch annuity inheritance presents unique challenges....